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<div style="text-align: center;"><b><font class="Apple-style-span"
color="#0b5394" face="georgia, serif" size="6">Small Business & Health
Insurance Reform </font></b></div>
<div style="text-align: center;"><b><font class="Apple-style-span"
face="georgia, serif"><font class="Apple-style-span" size="6"><font
class="Apple-style-span" color="#0b5394"> </font><font
class="Apple-style-span" color="#6fa8dc">Quick Guide & Reference
</font></font><font class="Apple-style-span"
color="#6fa8dc"> </font></font></b></div>
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Helvetica, sans-serif" size="3" style="font-size:18px; line-height:23px"
color="#000000">
<div style="text-align: center;"><strong><font class="Apple-style-span"
color="#0b5394" face="verdana, sans-serif">Anyone Who Owns a Business Needs
to Know </font></strong></div>
</font></td></tr>
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src="http://app.streamsend.com/images/templates/1335/blank.gif" width="1"
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Helvetica, sans-serif" size="2" style="font-size:14px; line-height:22px"
color="#535353">
How to
navigate the upcoming changes to the health care and insurance options
starting in 2013. These changes, known as the <b>Affordable Care Act</b>,
will impact all businesses from how they provide and report insurance
options and will provide business owners the option to take advantage of
<b>Tax Credits</b>. <div><br></div>
<div> The question remains...."<i>What do I as a small business
owner need to do</i>?" " <i>What am I responsible for</i>?" ...and
"<i>Where do I even begin and when do I have to do
something</i>?"<br><div> </div>
<div> If any of these questions have been on your mind, don't worry,
you are not the only one. To make this easy, we wanted to provide all of
our subscribers a quick resource guide. We have taken the time to read
through the numerous pages so you don't have to and wanted to share the key
points applicable to you....the business owner. </div>
<div>
<div style="text-align: center;">All politics aside, here are the
facts.</div>
<div><br></div>
</div>
</div>
</font></td></tr>
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src="http://app.streamsend.com/images/templates/1335/blank.gif" width="1"
height="15"></td></tr>
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</td>
<td width="20"></td>
</tr></tbody></table>
<table bgcolor="#ffffff" width="100%" cellpadding="0" cellspacing="0"
border="0"><tbody>
<tr>
<td width="21"></td>
<td width="478" valign="top">
<table bgcolor="#f6f6f6"
width="100%" cellpadding="0" cellspacing="0" border="0"><tbody>
<tr><td style="font-size:0; line-height:0;"><img
src="http://app.streamsend.com/images/templates/1335/box-t.gif"
align="left" vspace="0" hspace="0" width="478" height="5"></td></tr>
<tr>
<td>
<table width="100%"
cellpadding="0" cellspacing="0" border="0"><tbody><tr>
<td width="20"></td>
<td
width="437" valign="top">
<table
width="100%" cellpadding="0" cellspacing="0" border="0"><tbody>
<tr><td style="font-size:0; line-height:0;"><img
src="http://app.streamsend.com/images/templates/1335/blank.gif" width="1"
height="8"></td></tr>
<tr><td style="text-align:left; line-height:22px;"><font face="Arial,
Helvetica, sans-serif" size="2" style="font-size:14px; line-height:22px"
color="#999999">
<ul>
<li><font class="Apple-style-span" color="#3d85c6">Small Businesses are
classified in general as housing up to 50 employees, including
self-employed in some states.</font></li>
<li><font class="Apple-style-span" color="#3d85c6">Small Businesses now
have more leverage to provide competitive health care to their
employees.</font></li>
<li><font class="Apple-style-span" color="#3d85c6">Small Businesses with up
to 25 employees & pay under $50,000 in wages are eligible for a Tax
Credit.</font></li>
<li><font class="Apple-style-span" color="#3d85c6">Those Tax Credits
Increase and in some cases double if you provide coverage in
2013. </font></li>
<li><font class="Apple-style-span" color="#3d85c6">Employers w/ over 50 FT
employees fall into The Employer Responsibility
provision. </font></li>
<li><font class="Apple-style-span" color="#3d85c6">You cannot be denied
insurance options if you have 2 to 50 employees.</font></li>
<li><font class="Apple-style-span" color="#3d85c6">Over 75% of small
businesses are able to obtain Tax Credits & Tax
Breaks. </font></li>
</ul>
<div style="text-align: center;"><font class="Apple-style-span"
color="#000000"><b>Additional Facts Included Below</b> </font></div>
</font></td></tr>
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src="http://app.streamsend.com/images/templates/1335/blank.gif" width="1"
height="12"></td></tr>
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</td>
<td
width="21"></td>
</tr></tbody></table>
</td>
</tr>
<tr><td style="font-size:0; line-height:0;"><img
src="http://app.streamsend.com/images/templates/1335/box-b.gif"
align="left" vspace="0" hspace="0" width="478" height="5"></td></tr>
</tbody></table>
</td>
<td width="21"></td>
</tr>
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src="http://app.streamsend.com/images/templates/1335/blank.gif" width="1"
height="13"></td></tr>
</tbody></table>
<table bgcolor="#ffffff" width="100%" cellpadding="0" cellspacing="0"
border="0"><tbody>
<tr><td style="font-size:0; line-height:0;"><img
src="http://app.streamsend.com/images/templates/1335/blank.gif" width="1"
height="17"></td></tr>
<tr><td bgcolor="#e2e2e2" style="font-size:0; line-height:0;"><img
src="http://app.streamsend.com/images/templates/1335/blank.gif"
align="left" vspace="0" hspace="0" width="1" height="1"></td></tr>
<tr><td style="font-size:0; line-height:0;"><img
src="http://app.streamsend.com/images/templates/1335/blank.gif" width="1"
height="21"></td></tr>
<tr>
<td>
<table width="100%"
cellpadding="0" cellspacing="0" border="0"><tbody><tr>
<td width="19"></td>
<td width="482"
valign="top">
<table width="100%"
cellpadding="0" cellspacing="0" border="0"><tbody><tr>
<td width="315" valign="top">
<table
width="100%" cellpadding="0" cellspacing="0" border="0"><tbody>
<tr><td style="text-align:left; line-height:18px;"><font face="Arial,
Helvetica, sans-serif" size="2" style="font-size:12px; line-height:18px"
color="#898989">
<ul>
<li><font class="Apple-style-span" color="#444444">The <b>Health Care
Reform</b> will allow all business owners to <b>extend benefits</b>. This
means employees now have more options to shop what employers best fit their
needs.</font></li>
<li><font class="Apple-style-span" color="#444444"><b>Small Businesses</b>
providing employee benefits now have the ability to <b>retain top
talent</b>. </font></li>
<li><font class="Apple-style-span" color="#444444">The Affordable Health
Care Act will provide health care options to <b>83% of small business
owners</b> who were prior uninsured. </font></li>
</ul></font></td></tr>
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src="http://app.streamsend.com/images/templates/1335/blank.gif" width="1"
height="5"></td></tr>
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width="25"></td>
<td
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<li><font class="Apple-style-span" color="#444444">More then <b>97% of
small business owners</b> will <b>NOT see an increase</b> in the health
care taxes they pay under the new law. </font></li>
<li><font class="Apple-style-span" color="#444444">Those who participate in
2013, <b>qualify for a small business tax credit of 35%</b>, and will see
an <b>increase to 50%</b> in 2014. </font></li>
</ul></font></td></tr>
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<ul>
<li><font class="Apple-style-span" color="#444444">Getting all of your
questions <b>answered now</b> is the role of any <b>smart business
owner</b>. </font></li>
<li><font class="Apple-style-span" color="#444444">Having your plan and
<b>options available now</b> will keep you <b>ahead of the rush</b> when
most will wait until the last minute. </font></li>
<li><font class="Apple-style-span" color="#444444">Every business is
different and YOU <b>need to know</b> your <b>specific rights</b> and what
<b>Tax Credits</b> are available to YOU. </font></li>
</ul></font></td></tr>
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<div style="text-align: center;"><b><font class="Apple-style-span"
color="#444444" size="4">The benefit of obtaining your answers through a
PEO like Einstein HR include- </font></b></div>
<div><ul>
<li><b><font class="Apple-style-span" color="#3d85c6">We do the work &
provide you the answers specific to YOU & YOUR
Business. </font></b></li>
<li><b><font class="Apple-style-span" color="#3d85c6">We do it for
FREE</font></b></li>
<li><b><font class="Apple-style-span" color="#3d85c6">We figure out the
administrative paperwork including; what it will cost you, what Tax Credits
you qualify for & did I mention...we do it for FREE.</font></b></li>
<li><b><font class="Apple-style-span" color="#3d85c6">Since Einstein HR
deals with employee relations and small businesses everyday, we know how it
feels to be a business owner. </font></b></li>
<li><b><font class="Apple-style-span" color="#3d85c6">Einstein HR provides
you additional benefits then doing this on your own...... We take on the
liability.</font></b></li>
</ul></div>
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Because this is such uncharted territory for so many business owners, <font
class="Apple-style-span" color="#0b5394">Einstein HR</font> is happy to
extend this opportunity to our subscribers and up to 2 businesses you refer
if you choose to share this email. Open enrollment begins Oct. 13th
2013. <div><br></div>
<div>As a business owner you just have to ask yourself where you want to be
in line when it comes time. "<i><b>Are you waiting for answers on the heals
of a deadline with everyone else?..... Or sitting back knowing you have all
of your bases covered</b>?</i>"</div>
<div><br></div>
<div><font class="Apple-style-span" size="1" color="#999999">All data
contained within this email was obtained from- </font></div>
<div>
<font class="Apple-style-span" size="1"
color="#999999">http://www.healthcare.gov/law/index.html
& http://www.usa.gov/</font><br>
</div>
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