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<div style="text-align:
center;"><font class="Apple-style-span" size="5" face="georgia, serif">NEW
Results - Small Business Outlook Survey </font></div>
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<font
class="Apple-style-span" face="georgia, serif" size="4" color="#ea9999"><i>
Two Key Take Aways -</i></font>
</font>
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<td style="font-size:14px; line-height:22px; text-align:left;">
<font face="Georgia, Times, serif" size="2"
color="#b8d2e3" style="font-size:14px; line-height:22px;">
<p class="" style="margin-left:.5in;text-indent:-.5in;mso-pagination:
none;mso-list:l0 level1 lfo1;tab-stops:11.0pt
.5in;mso-layout-grid-align:none;
text-autospace:none"><font class="Apple-style-span" color="#ffffff"><span
class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;
line-height: 19px; font-size: medium; ">* 87% of small business owners are
looking for more certainty compared to 5% looking for
assistance.</span><br></font></p>
<p class="" style="margin-left:.5in;text-indent:-.5in;mso-pagination:
none;mso-list:l0 level1 lfo1;tab-stops:11.0pt
.5in;mso-layout-grid-align:none;
text-autospace:none"><font class="Apple-style-span" size="3"
color="#ffffff"><span style="font-family: Arial; "><span
style="mso-list:Ignore"><span style='font:7.0pt "Times New
Roman"'></span></span></span><span style="font-family: Arial; ">*
Requirements of the health care law are
now the biggest concern for small businesses, having bumped economic
uncertainty from the top spot which it has held for the last two
years.</span></font></p>
</font>
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<td style="font-size:14px; line-height:22px; text-align:left;">
<font face="Georgia, Times,
serif" size="2" color="#ffffff" style="font-size:14px; line-height:22px;">
<em><font
class="Apple-style-span" size="3" color="#cccccc">
</font><p class=""><span style="font-family: Georgia; "><font
class="Apple-style-span" size="3" color="#cccccc">"Many small businesses
are not as
good with bureaucracy and red tape as large businesses are –
that’s one reason
they did not offer health insurance in the first place. <u>The employee
subsidies
coming online next year are pretty complicated,</u> as evidenced by the <a
href="http://app.streamsend.com/c/18356199/711/6g7Ihfo/uxUj?redirect_to=http%3A%2F%2Fwww.healthreformgps.org%2Fwp-content%2Fuploads%2FIndividual-seeking-Financial-Assistance.pdf"><span
style="text-decoration: none; ">21-page application</span></a>
that must be completed by each employee, and the fact that any one
year’s
subsidy has to be estimated based on historical employee data, advanced
from
the Internal Revenue Service to the insurer, and then later reconciled when
the
employee’s family income for the year can be fully
documented."</font></span></p>
<span style="font-family: Georgia; "><font class="Apple-style-span"
size="3"><font class="Apple-style-span" color="#cccccc">"I
suspect that large businesses will have human resource personnel dedicated
to
helping company employees complete the application and obtain and
accurately
reconcile the subsidy to which they are entitled. Employees at<u> smaller
business
may have to fend for themselves</u>". - </font></font><font
class="Apple-style-span" size="2" color="#999999">Casey Mulligan of the NY
Times - 4/13/2013</font></span></em>
</font>
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<td align="center" style="font-size:24px; line-height:36px;
text-align:center;">
<font face="Georgia, Times, serif" size="5"
color="#0c0c0c" style="font-size:24px; line-height:36px;
text-align:center;">
<i>Both the Polls & the
Latest News Point to One Thing - <u><font class="Apple-style-span"
color="#0000ff"><b><a
href="http://app.streamsend.com/c/18356199/713/6g7Ihfo/uxUj?redirect_to=http%3A%2F%2Fwww.einsteinhr.com%2Femployee-benefit-administration%2F">The
Need for a PEO</a></b></font></u></i>
</font>
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<font face="Georgia, Times,
serif" size="2" color="#ffffff" style="font-size:14px; line-height:18px;">
<font
class="Apple-style-span" size="3"><em><strong><a
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to Learn More </a></strong></em>
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