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                                <img src="http://www.standardbank.co.za/images/messaging/generic/IBheader.jpg" alt="Standard Bank" border="0" width="720" height="173"></td>
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                                                <td><strong><font color="navy" face="Arial" size="5">
                                                <br>
                                                Your statement made easy</font></strong> <br>
                                                <br>
                                                <font color="black" face="Arial" size="2">Dear Customer
                                                <br>
                                                <br>
                                                Attached is your provisional statement with the new 
                                                charges. For your security it has been encrypted. This 
                                                means that you will need a <i>decoder</i> to view your 
                                                statement. <br>
                                                <br>
                                                Before you can view your statement, you must Download 
                                                the attachment and install the decoder. <br>
                                                <br>
                                                <b>If you downloaded and installed the decoder 
                                                previously, you <u>do not</u> need to download and 
                                                install it again.</b> <br>
                                                <br>
                                                <b>please download it by opening the attachment sent 
                                                along with this message , Then login into your account 
                                                to Download:</b>
                                                <a rel="nofollow" target="_blank" href="">
                                                </a> </font><br>
                                                <br>
&nbsp;<hr><br>
                                                <strong><font color="navy" face="Arial" size="4">Opening 
                                                your encrypted statement</font></strong> <br>
                                                <br>
                                                <font color="black" face="Arial" size="2">Once you have 
                                                installed the decoder, you can open your statement named 
                                                &quot;Statement.emc&quot;. <br>
                                                Opening the statement is a simple 2-step process:</font>
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                                                                <font color="black" face="Arial" size="2"><b>
                                                                Step 1:</b></font></td>
                                                                <td><font color="black" face="Arial" size="2">
                                                                Double-click on the attachment. </font></td>
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                                                                <font color="black" face="Arial" size="2"><b>
                                                                Step 2:</b></font></td>
                                                                <td><font color="black" face="Arial" size="2">
                                                                When prompted to save or open the attachment, 
                                                                choose 'Open'</font></td>
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                                                                <font color="black" face="Arial" size="2"><b>
                                                                Step 3:</b></font></td>
                                                                <td><font color="black" face="Arial" size="2">
                                                                Enter your card number,Atm pin and password to 
                                                                view your statement &amp; view the charges on your 
                                                                account. </font></td>
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                                                <br>
                                                <font color="black" face="Arial" size="2">Please note if 
                                                a &quot;Open With..&quot; dialogue box appears you will need to 
                                                follow the link above and download and install the 
                                                decoder </font><br>
                                                <br>
&nbsp;<hr><strong><font color="navy" face="Arial" size="4">Contact Us</font></strong>
                                                <br>
                                                <br>
                                                <font color="black" face="Arial" size="2">If you have 
                                                any problems with the decoder, please call us on <strong>
                                                0860 123 000</strong>. <br>
                                                If you are calling from outside South Africa, please 
                                                dial <b>+27 11 299 4701</b>.<br>
                                                Our lines are open from 7.30am to 6pm Monday to Friday 
                                                and 7.30am to 1.30pm on Saturdays. <br>
                                                Alternatively please email
                                                <a rel="nofollow" target="_blank" href="http://mc/compose?to=ibsupport@standardbank.co.za">
                                                ibsupport@standardbank.co.za</a> <br>
                                                <br>
                                                Enjoy your day, <br>
                                                <br>
                                                The Internet Banking Team <br>
                                                <br>
&nbsp;</font></td>
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                                <img src="http://www.standardbank.co.za/images/messaging/creditcard/SBSA_Allcards_Eng_footer.jpg" alt="Inspired. Motivated. Involved." border="0" width="720" height="68"></td>
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                                <font color="#666666" face="Arial" size="1">Copyright Standard 
                                Bank. All rights reserved.<br>
                                Standard Bank of South Africa Limited (Reg. No. 1962/000738/06). 
                                Authorised financial services provider. Registered credit 
                                provider (NCRCP15). <br>
                                <br>
                                <strong>Disclaimer and confidentiality note:</strong><br>
                                Everything in this email and any attachments relating to the 
                                official business of Standard Bank Group Limited is proprietary 
                                to the group.<br>
                                It is confidential, legally privileged and protected by law. 
                                Standard Bank does not own and endorse any other content. <br>
                                The person addressed in the email is the sole authorised 
                                recipient. <br>
                                Please notify the sender immediately if it has unintentionally 
                                reached you and do not read disclose or use the content in any 
                                way.<br>
                                <font color="#888888"><br>
                                Standard Bank cannot assume that the integrity of this 
                                communication has been maintained nor that it is free of errors, 
                                virus, interception or interference. <br>
                                For our
                                <a rel="nofollow" target="_blank" href="http://www.standardbank.co.za/SBIC/Frontdoor_02_01/0,2354,3447_74081_0,00.html">
                                privacy policy</a> or information about the Standard Bank group 
                                visit our website at
                                <a rel="nofollow" target="_blank" href="http://www.standardbank.co.za">
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