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<p class="MsoNormal"><strong>Hi, </strong></p>
<p class="MsoNormal"><strong>How are you? </strong></p>
<p class="MsoNormal"><strong>To receive our <strong>FREE</strong> home loan
rate notice, please click this link: <span><a
href="mailto:home_loan_newsletter_bright@getresponse.com?subject=Subscribe%20to%20Free%20Home%20Loan%20Rate%20Alert%20">Latest
Home Loan Rate Alert</a></span></strong></p>
<p class="MsoNormal"><strong>What is the <span>interest rate</span> are you
paying for your home loan now? Are you paying too much? Here is our latest
offer:</strong></p>
<p class="MsoListParagraphCxSpFirst"><strong><strong><span><span>1.<span>
</span></span></span></strong><strong><a
href="http://apexbiz12.com/doc/link.php?M=1080359&N=33&L=10&F=H"
target="_blank">For Loan amount < $400,000 (Private &
HDB)</a></strong></strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong>Option
A:</strong><span> </span>1 yrs fixed rate at 1.18%, thereafter 1-mth
SIBOR+1.25%. Full Legal fee subsidy, free fire insurance throughout (for
HDB Only), free one year fire insurance for private property.
</strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong>Option B:</strong>
floating rate, 1-mth SIBOR+0.80% (effective rate 1.11%) <span> </span>for
the 1<sup>st</sup> 3 yrs, Full legal fee subsidy, free fire insurance
throughout loan tenure (HDB Only).<span> </span>Cash saving can offset 2/3
of your loan amount (for Private property only) </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong><span><span>2.<span>
</span></span></span></strong><strong><a
href="http://apexbiz12.com/doc/link.php?M=1080359&N=33&L=10&F=H"
target="_blank">For loan amount more than $400,000</a>
</strong></strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong>Option A:</strong> 3
yrs fixed rate: 1.35% for 1<sup>st</sup> 3 yrs</strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong>Option B:</strong> No
lock-in 1-mth SIBOR+0.80% (effective rate 1.11<span class="GramE">%
)</span> for the 1<sup>st</sup> 3 years,</strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong><span><span>3.<span>
</span></span></span></strong><strong><a
href="http://apexbiz12.com/doc/link.php?M=1080359&N=33&L=10&F=H"
target="_blank">For Loan amount more than $500K</a> </strong></strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong>Option
A:</strong><span> </span>3 yrs fixed rate at 1.22%, 1.33% and 1.45%.<span>
</span>Free 2 yrs fire insurance, 0.4% legal fee <span
class="GramE">subsidy</span>. </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong>Option
B:</strong><span> </span>2 yrs lock-in, 3-mth SIBOR (or SOR)+0.58%
(effective rate 0.96%) <span> </span>for the 1<sup>st</sup> yr, and 3-mth
SIBOR (or SOR)+0.72% thereafter (effective rate 1.10%) . 2 yrs free fire
insurance, 0.4% legal fee subsidy. </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong>Option C:</strong> No
lock-in, 3-mth SOR+0.75<span class="GramE">% <span>
</span>(</span>effective rate 1.16%) throughout. </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong><span><span>4.<span>
</span></span></span></strong><strong><a
href="http://apexbiz12.com/doc/link.php?M=1080359&N=33&L=10&F=H"
target="_blank">For Loan amount more than $1.0 m</a></strong></strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong>Option A:<span> </span>3-mth
SIBOR (or SOR<span class="GramE">)+</span>0.58% <span> </span>(effective
rate 0.96%) for the 1<sup>st</sup> yr, and 3-mth SIBOR (or SOR)+0.70%
(effective rate 1.08%) <span> </span>throughout. <span class="GramE">Full
legal fee subsidy, free 2 yrs fire insurance.</span> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong><span><span>5.<span>
</span></span></span></strong><strong><a
href="http://apexbiz12.com/doc/link.php?M=1080359&N=33&L=10&F=H"
target="_blank">For New project</a> </strong></strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong>Option A: </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong>1-mth or 3-mth SIBOR +0.70%
(1<sup>st</sup> 3 yrs<span class="GramE">)<span> </span>(</span>Effective
rate 1.01%) </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong>1-mth or 3-mth SIBOR+1.0%
(4<sup>th</sup> yr) (effective rate 1.31<span class="GramE">%
)</span></strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong>1-mth or 3-mth SIBOR+1.25%
(5<sup>th</sup> yr) (Effective rate 1.56<span class="GramE">%
)</span></strong></p>
<p class="MsoListParagraphCxSpMiddle"><span class="GramE"><strong>Full
legal fee subsidy.</strong></span></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong>Option B: </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong>3-mth SOR (or SIBOR and SOR
combo<span class="GramE">)+</span>0.75% throughout, no lock-in.
</strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong><span><span>6.<span>
</span></span></span></strong><strong><a
href="http://apexbiz12.com/doc/link.php?M=1080359&N=33&L=10&F=H"
target="_blank">For Commercial loan under company
Name</a></strong></strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong>Option A: 3-mth SIBOR+0.88%
for the 1<sup>st</sup> yr, and 3-mth SIBOR+1.28%.<span> </span>(<span
class="GramE">effective</span> rate is 1.27% and 1.67%) </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong>Option B: 3 yrs fixed rate at
1.65%, 1.95% and 2.25% for the 1<sup>st</sup> 3 yrs. </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong> </strong></p>
<p class="MsoListParagraphCxSpMiddle"><strong><strong><span><span>7.<span>
</span></span></span></strong><strong><a
href="http://apexbiz12.com/doc/link.php?M=1080359&N=33&L=10&F=H"
target="_blank">For Commercial loan under personal name</a>
</strong></strong></p>
<p class="MsoListParagraphCxSpLast"><strong>3 yrs fixed rate at 1.65%,
1.95% and 2.25%. No worries, all fixed rate! </strong></p>
<p class="MsoNormal"><strong> </strong></p>
<p class="MsoNormal"><strong>We strongly recommend you to subscribe our
FREE home loan notice: <span><a
href="mailto:home_loan_newsletter_bright@getresponse.com?subject=Subscribe%20to%20Free%20Home%20Loan%20Rate%20Alert%20">Latest
Home Loan Rate Alert</a></span></strong></p>
<p class="MsoNormal"><strong> </strong></p>
<p class="MsoNormal"><strong>For more interest rate package, please
visit:</strong></p>
<p class="MsoNormal"><strong><a
href="http://apexbiz12.com/doc/link.php?M=1080359&N=33&L=10&F=H"
target="_blank">http://www.homeloan.com.sg/bestrate.html</a> </strong></p>
<p class="MsoNormal"><strong> </strong></p>
<p class="MsoNormal"><strong>Home Loan Singapore Pte Ltd</strong></p>
<p class="MsoNormal"><strong>Website: <a
href="http://apexbiz12.com/doc/link.php?M=1080359&N=33&L=11&F=H"
target="_blank">www.homeloan.com.sg</a></strong></p>
<p class="MsoNormal"><strong>334B King Georges Ave</strong></p>
<p class="MsoNormal"><strong>Singapore 208571 </strong></p>
</div>
<strong> </strong>
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<p> </p>
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