<HTML><head><meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"/></head><BODY><P>I am Ms.Ella Golan, I am the Executive Vice President Banking Division with<BR>FIRST INTERNATIONAL BANK OF ISRAEL LTD (FIBI).<BR>I am getting in touch with you regarding an extremely important and urgent<BR>matter. If you would oblige me the opportunity, I shall provide you with<BR>details upon your response.<BR><BR>Faithfully,<BR>Ms.Ella Golan</P>
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