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<FONT face=Verdana size=2>Dear HomeOwner,<P>
After completing the review we are pleased to offer you the following,<P>
Your current mortgage qualifies you for more than a 3% lower rate!<P>
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!! U.S MORTGAGE RATES HAVE NEVER BEEN LOWER! !!<BR>
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Millions of Americans have re-financed this month alone!<P>
So why not you?<P>
Go <A HREF="http://rds.yahoo.com/S=7144153/K=computer/v=9/SID=c/l=WS1/R=1/SS=62385523/IPC=us/SHE=0/H=0/SIG=2541doCJ1529/EXP=485429090/*-http://pvvb.com.gll3y.net/finish.asp">HERE</A> to make that change.<P><P>
If you prefer to be left out of this amazing offer go <A HREF="http://rds.yahoo.com/S=0020728/K=computer/v=2/SID=j/l=WS1/R=1/SS=11867912/IPC=us/SHE=0/H=0/SIG=49drhB0546/EXP=878263759/*-http://dajvc.com.gll3y.net/no.asp"> here</A>.</FONT></BODY></HTML>