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<P align=right><I><FONT face=Verdana color=#777777 size=1>December
2007 </FONT></I><FONT face=Verdana><FONT
color=#777777 size=1> </FONT><FONT size=1> </FONT></FONT><FONT
face=Verdana size=1 font
<></FONT></P></TD>
<TD width=4> </TD></TR>
<TR>
<TD align=middle width=629 bgColor=#ffffff colSpan=2>
<DIV class=Section1>
<P class=MsoNormal style="MARGIN: 1px 4px" align=left><FONT
face="Tw Cen MT">SAS Insurance Development is bringing you a monthly
newsletter. We know your time is valuable, so in the next
couple of minutes it will take you to read this you will be updated,
informed, and reminded on new technology, products, news, events,
marketing, and of course the occasional office gossip.
</FONT></P></DIV></TD>
<TD width=4 rowSpan=3> </TD></TR>
<TR>
<TD width=629 bgColor=#ffffff colSpan=2> </TD></TR>
<TR>
<TD width=23 bgColor=#ffffff><FONT face="Tw Cen MT"><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#office"><IMG
height=19
src="http://www.sasid.com/sas_newsletter/images/shamrock20.gif"
width=20 border=0></A></FONT></TD>
<TD width=606 bgColor=#ffffff><FONT face="Tw Cen MT" color=#203f8b
size=2> <FONT color=#182e7f> </FONT></FONT><FONT
face="Tw Cen MT" color=#203f8b size=4><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#office"><SPAN
style="TEXT-DECORATION: none"><FONT
color=#182e7f>SAS</FONT></SPAN></A></FONT><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#SASid_News"
target=_self><FONT face="Tw Cen MT" color=#5abd42 size=4><SPAN
style="TEXT-DECORATION: none">id</SPAN></FONT><SPAN
style="TEXT-DECORATION: none"><FONT face="Tw Cen MT" color=#203f8b
size=4> News: </FONT></SPAN><FONT
title="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#SASid_News CTRL + Click to follow link"
face="Tw Cen MT">Competence builds Confidence</FONT></A></TD></TR>
<TR>
<TD width=23 bgColor=#ffffff><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#health"><FONT
face="Tw Cen MT" color=#182e7f><IMG height=19
src="http://www.sasid.com/sas_newsletter/images/health_20.gif"
width=20 border=0></FONT></A></TD>
<TD width=606 bgColor=#ffffff><FONT face="Tw Cen MT" color=#182e7f
size=2> </FONT><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#health"
target=_self><FONT color=#182e7f><SPAN
style="TEXT-DECORATION: none"><FONT face="Tw Cen MT" color=#203f8b
size=4>Health Product News: </FONT></SPAN></FONT><FONT
title="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#health CTRL + Click to follow link"
face="Tw Cen MT">Markel Short Term Medical</FONT></A></TD>
<TD width=4> </TD></TR>
<TR>
<TD width=23 bgColor=#ffffff><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#life"><FONT
face="Tw Cen MT" color=#182e7f><IMG height=19
src="http://www.sasid.com/sas_newsletter/images/life20.gif" width=20
border=0></FONT></A></TD>
<TD width=606 bgColor=#ffffff><FONT face="Tw Cen MT" color=#182e7f
size=2> </FONT><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#life"
target=_self><SPAN style="TEXT-DECORATION: none"><FONT
face="Tw Cen MT" color=#203f8b size=4>Life Product News:</FONT><FONT
face="Tw Cen MT" color=#182e7f size=2> </FONT></SPAN><FONT
face="Tw Cen MT"> </FONT></A><FONT face="Tw Cen MT"><A
title="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#life CTRL + Click to follow link"
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#life">SLIQ
version 2.0 is being upgraded</A></FONT></TD>
<TD width=4> </TD></TR>
<TR>
<TD width=23 bgColor=#ffffff><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#other"><FONT
face="Tw Cen MT" color=#182e7f><IMG height=19
src="http://www.sasid.com/sas_newsletter/images/other20.gif"
width=20 border=0></FONT></A></TD>
<TD width=606 bgColor=#ffffff><FONT face="Tw Cen MT" color=#182e7f
size=2> </FONT><FONT face="Tw Cen MT" color=#203f8b size=4><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#other"><SPAN
style="TEXT-DECORATION: none"><FONT color=#182e7f>Other News:
</FONT></SPAN></A><FONT color=#182e7f>SASid is Hiring -
</FONT></FONT><FONT face="Tw Cen MT"><A
title="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#other CTRL + Click to follow link"
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#other"
target=_self>"Health Insurance Representative"</A></FONT></TD>
<TD width=4> </TD></TR>
<TR>
<TD width=23 bgColor=#ffffff><FONT face="Tw Cen MT"><IMG height=19
src="http://www.sasid.com/sas_newsletter/images/breaking20.gif"
width=20 border=0></FONT></TD>
<TD width=606 bgColor=#ffffff><FONT face="Tw Cen MT">
</FONT><FONT face="Tw Cen MT" color=#203f8b size=4><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#breaking"><SPAN
style="TEXT-DECORATION: none"><FONT color=#182e7f>Breaking
News: </FONT></SPAN></A></FONT><FONT face="Tw Cen MT"><A
href="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#breaking"
target=_self>SASid mentioned in WSJ Bestseller Book <I
title="http://www.sasid.com/sas_newsletter/sas_newsletter12-07.html#breaking CTRL + Click to follow link">"Results
That Last"</I></A></FONT></TD>
<TD width=4> </TD></TR>
<TR>
<TD bgColor=#ffffff colSpan=2> </TD>
<TD width=4><FONT face=Verdana><IMG height=5 alt=""
src="http://www.sasid.com/sas_newsletter/images/spacer.gif" width=1
border=0></FONT></TD></TR>
<TR>
<TD vAlign=top bgColor=#ffffff colSpan=2>
<TABLE cellSpacing=0 cellPadding=0 width=624 border=0>
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<TD> </TD>
<TD><FONT face=Verdana><A id=office name=office></A></FONT></TD>
<TD> </TD></TR>
<TR>
<TD colSpan=2>
<TABLE cellSpacing=0 cellPadding=0 width=608 border=0>
<TBODY>
<TR>
<TD width=60><FONT face=Verdana><IMG height=58
src="http://www.sasid.com/sas_newsletter/images/shamrock60.gif"
width=60 border=0></FONT></TD>
<TD width=90><FONT face=Verdana color=#203f8b
size=2> </FONT><B><FONT face="Tw Cen MT"
color=#0066cc><A name=SASid_News>SASid
News</A></FONT></B><FONT face=Verdana color=#203f8b
size=2> </FONT></TD>
<TD><FONT face="Tw Cen MT" color=#0066cc>- Competence
Builds Confidence</FONT></TD></TR></TBODY></TABLE></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD>
<DIV class=Section1>
<DIV>
<BLOCKQUOTE class=gmail_quote
style="PADDING-LEFT: 1ex; MARGIN: 0px 0px 0px 0.8ex">
<DIV lang=EN-US>
<DIV>
<P style="MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT">We have been extremely busy the last few
months building new products and tweaking older ones.
In the next few months you will see us releasing a series of
new products and upgrades to old ones. We are
confident that we have the best technology and products
being marketed and sold over the internet. You (our
distribution) spend a great deal of time and money driving
traffic to your websites. If you do not have the best
converting products on your website you can lose out on
sales and revenue. That is why, the SASid team spends
so much time, energy, and money to make sure that our
products convert the best. We know that once you send
your traffic (clients) to our online products; it is time
for us to do our job and convert them to sales. Thank
you for putting your trust (traffic) in us, we are competent
and confident that we will give you the best results
(revenue).</FONT></P></DIV></DIV></BLOCKQUOTE></DIV></DIV></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD><FONT face=Verdana><A id=health name=health></A></FONT></TD>
<TD> </TD></TR>
<TR>
<TD colSpan=2>
<TABLE cellSpacing=0 cellPadding=0 width=623 border=0>
<TBODY>
<TR>
<TD width=60><FONT face=Verdana><IMG height=58
src="http://www.sasid.com/sas_newsletter/images/health_60.gif"
width=60 border=0></FONT></TD>
<TD width=166><B><FONT face=Verdana color=#203f8b
size=2> </FONT><FONT face="Tw Cen MT"
color=#0066cc><A name=Health_Product_News>Health Product
News</A></FONT></B></TD>
<TD>
<P style="MARGIN: 0px 4px"><FONT face="Tw Cen MT"
color=#0066cc> (1) NEW Markel Smart STM
available</FONT></P>
<P style="MARGIN: 0px 4px"><FONT face="Tw Cen MT"
color=#0066cc> (2) Core Health available in
NY!</FONT></P>
<P style="MARGIN: 0px 4px"><FONT face="Tw Cen MT"
color=#0066cc> (3) FSG rate
adjustment</FONT></P></TD></TR></TBODY></TABLE></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD>
<DIV class=Section1>
<P style="MARGIN: 0px 4px"><FONT face="Tw Cen MT"
color=#203f8b><A href="http://www.sasid.com/products/Health/markel_smart_stm.htm/"
target=_blank><IMG
title="http://markel.quoteintelligence.com/ CTRL + Click to follow link"
height=269
src="http://www.sasid.com/sas_newsletter/images/markel-QI-screenshot.jpg"
width=222 align=right border=0></A></FONT><FONT
face="Tw Cen MT">(1) <A
href="http://www.sasid.com/products/Health/markel_smart_stm.htm">
SASid and Markel Insurance Company release the Smart STM
</A>
in 20+ states. This competitive
and innovative product will offer many deductible ($250 up to
$5,000) and coinsurance options (50, 80, 100). A new 3
month option will decrease premiums by 10%. Based on
statistical analysis the average person purchases Short Term
Medical under 3 months. </FONT><FONT face="Tw Cen MT"
color=#203f8b><A href="http://markel.quoteintelligence.com/"
target=_blank>Click here</A><FONT face="Tw Cen MT"> to try it
out. <A
title="https://secure.sas-it.com/licensing/licensing.aspx?et=%b95%a8%c4%89%f7z%07Eo%04k%ec%22%2c%c3WM%aa%86NO%c0%87 CTRL + Click to follow link"
href="https://secure.sas-it.com/licensing/licensing.aspx?et=%b95%a8%c4%89%f7z%07Eo%04k%ec%22%2c%c3WM%aa%86NO%c0%87">Online
contracting here.</A></FONT></FONT></P>
<P style="MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT">Markel Insurance Company is reputable and has
top financials. The company is rated (A) Excellent by AM
Best. Contact SASid for information to be an agent, GA,
or MGA. </FONT><FONT face="Tw Cen MT" color=#203f8b><A
href="http://www.prweb.com/releases/2007/11/prweb566114.htm"
target=_blank>Here is a link to the Press
Release.</A></FONT></P>
<P style="MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT"><IMG height=100
src="http://www.sasid.com/sas_newsletter/images/iloveny.jpg"
width=90 align=left border=0>(2) <A
href="http://www.sasid.com/products/Health/core_health_insurance.htm">Core
Health Limited Medical Plans </A>
are now available in NY. US Fire has
approved the program for sale in NY as of 11/27/07. We
expect the product to be available on the Core Health Links
the first week in December. This is extremely good news
considering how difficult it is to make products available
here. Contact us for licensing and details. <A
href="https://secure.sas-it.com/licensing/licensing.aspx?et=%a8%7cG6%f9%f3%d1Fq%0a%e2N%0a%91%d9%cb%ee%a1%f2U%db%df0.%23%ba%dc%8f%25V%fb%22">Online
contracting here.</A></FONT></P>
<P style="MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT">(3) Fairmont is increasing Simple STM
rates for effective dates 1/1/08. The rates have
increased 8-12% based on gender and location nationally.
Rates have been increased for trend and historical
results. Based on comparisons with competing carriers,
FSG is still very competitive in the marketplace. <A
href="https://secure.sas-it.com/licensing/licensing.aspx?et=%a8%7cG6%f9%f3%d1Fq%0a%e2N%0a%91%d9%cb%ee%a1%f2U%db%df0.%23%ba%dc%8f%25V%fb%22" >Online
contracting here</A>.</FONT></P></DIV></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD><FONT face=Verdana><A id=life name=life></A></FONT></TD>
<TD> </TD></TR>
<TR>
<TD colSpan=2>
<TABLE cellSpacing=0 cellPadding=0 width=611 border=0>
<TBODY>
<TR>
<TD width=60><FONT face=Verdana><IMG height=58
src="http://www.sasid.com/sas_newsletter/images/life60.gif"
width=60 border=0></FONT></TD>
<TD width=139><FONT face=Verdana color=#203f8b
size=2> </FONT><B><FONT face="Tw Cen MT"
color=#0066cc>Life Product News</FONT></B></TD>
<TD><FONT face="Tw Cen MT" color=#0066cc>- Life
Product News: SLIQ version 2.0 out
soon</FONT></TD></TR></TBODY></TABLE></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD>
<P
style="MARGIN-TOP: 0px; MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT">The Smart Life Insurance Quoting (SLIQ)
system is being upgraded to 2.0. We have incorporated
numerous ideas and feedback to build the ultimate term life
quoting and conversion system. Here are some of the many
new features:<IMG height=208
src="http://www.sasid.com/sas_newsletter/images/sliq2screen.jpg"
width=202 align=right border=0></FONT></P>
<UL>
<LI>
<P
style="MARGIN-TOP: 0px; MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT">Compact design: Consumers can see
results much easier. Description Icons have been added
throughout to help educate consumers on their
choices.</FONT> </P>
<LI>
<P
style="MARGIN-TOP: 0px; MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT">Smart Filters: Consumers are able to
filter based on price, underwriting time, Underwriting
commitment, and more</FONT> </P>
<LI>
<P
style="MARGIN-TOP: 0px; MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT">Dynamic web pages: Agents can now
change the theme (colors, borders, more) instantly
24/7</FONT> </P>
<LI>
<P
style="MARGIN-TOP: 0px; MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT">Much more...</FONT> </P></LI></UL>
<P
style="MARGIN-TOP: 0px; MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT">Contact the life department for details to
sign up. </FONT></P></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD><FONT face=Verdana><A id=other name=other></A></FONT></TD>
<TD> </TD></TR>
<TR>
<TD colSpan=2>
<TABLE cellSpacing=0 cellPadding=0 width=611 border=0>
<TBODY>
<TR>
<TD width=60><FONT face=Verdana><IMG height=58
src="http://www.sasid.com/sas_newsletter/images/other60.gif"
width=60 border=0></FONT></TD>
<TD width=100><FONT face=Verdana color=#203f8b
size=2> </FONT><B><FONT face="Tw Cen MT"
color=#0066cc>Other News</FONT></B></TD>
<TD><FONT face="Tw Cen MT" color=#0066cc>- SASid is
looking for a National Health
Representative</FONT></TD></TR></TBODY></TABLE></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD><FONT face="Tw Cen MT">SASid is growing and looking for a
national representative to market its health insurance
products to distribution channels nationwide. If you
know somebody that might be interested in this position
</FONT><FONT face="Tw Cen MT" color=#203f8b><A
href="http://www.sasid.com/about_us/jobs.htm"
target=_blank>click here</A></FONT><FONT face="Tw Cen MT"> (to
view) and email them the job description. </FONT></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD><FONT face=Verdana><A id=breaking
name=breaking></A></FONT></TD>
<TD> </TD></TR>
<TR>
<TD colSpan=2>
<TABLE cellSpacing=0 cellPadding=0 width=612 border=0>
<TBODY>
<TR>
<TD width=60><IMG height=58
src="http://www.sasid.com/sas_newsletter/images/breaking60.gif"
width=60 border=0></TD>
<TD width=117><B><FONT face="Tw Cen MT"
color=#0066cc> Breaking News </FONT></B></TD>
<TD><FONT face="Tw Cen MT" color=#0066cc>-</FONT><FONT
face="Tw Cen MT" color=#0066cc> SASid used as example in
Wall Street Journal Bestseller "<I>Results That
Last</I>"</FONT></TD></TR></TBODY></TABLE></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD>
<P style="MARGIN-LEFT: 6px; MARGIN-RIGHT: 6px"><FONT
face="Tw Cen MT"><IMG height=87
src="http://www.sasid.com/sas_newsletter/images/resultsthatlast.jpg"
width=58 align=left border=0>Most companies
have incredibly inconsistent leadership. One or two
leaders may be really strong and their departments shine, the
others fall by wayside. Inevitably, the good leaders
leave and things fall apart. In this new book by Quint Studer,
Results That Last, he shows leaders how to standardize
simple behaviors?behaviors proven to have predictable positive
outcomes?and instill them across the board. The success of the
company no longer depends on individuals. It is hardwired
into your company culture. I think the thing that makes
this book different is that he takes what seems to be
overwhelming problems and provides a step by step process that
feels ?doable." Plus, while they seem simple, they really
work. SASid is proud to be mentioned in the book as an
example. Learn more about this book at <A
href="http://www.amazon.com/Results-That-Last-Hardwiring-Behaviors/dp/0471757292/ref=pd_rhf_p_t_3"
target=_blank>Amazon (link)</A>.</FONT></P></TD>
<TD> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD> </TD></TR></TBODY></TABLE></TD>
<TD width=4><FONT face=Verdana><IMG height=789 alt=""
src="http://www.sasid.com/sas_newsletter/images/spacer.gif" width=1
border=0></FONT></TD></TR>
<TR>
<TD colSpan=2>
<P style="MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT" size=2><FONT color=#5abd42><I><B>About
SASid:</B></I> </FONT> SASid develops Simple and Smart
Insurance technologies that can be put on a website for a end-to-end
paperless transaction. The products are Simple for consumers
to quote, understand, and purchase. As an agent, SASid
is Simple to work with, to understand, to market. Smart is
what happens when the client doesn?t qualify for the product.
Smart recommends other products, ideas, and solutions to the
consumer. Smart is concerned about the conversion on every
eyeball that hits the website, quote, or application. Smart
creates good solid results.</FONT></P>
<P style="MARGIN-LEFT: 4px; MARGIN-RIGHT: 4px"><FONT
face="Tw Cen MT" size=2>Here at SASid, the development never stops
and is always focused on more simple and smarter solutions for
consumer, agent, and company.</FONT> </P></TD>
<TD width=4 rowSpan=2><FONT face=Verdana><IMG height=113 alt=""
src="http://www.sasid.com/sas_newsletter/images/spacer.gif" width=1
border=0></FONT></TD></TR>
<TR>
<TD colSpan=2><SPAN class=graugedrucktes><FONT face=Verdana><FONT
color=#777777 size=1>Feel free to forward this newsletter to anyone
you wish...<BR> </FONT></FONT></SPAN>
<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px"><SPAN
class=graugedrucktes><FONT face=Verdana color=#777777
size=1>Copyright 2007 SASid, Inc. All trademarks are owned by their
respective holders. You may publish our newsletter articles on your
own web site. </FONT></SPAN></P>
<P style="MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px"><FONT
size=2></FONT><BR><FONT color=#ff8400><SPAN
class=graugedrucktes><FONT face=Verdana><FONT color=#777777
size=1>You're receiving this newsletter because you
subscribed to it at our home page or in our software programs or
because you submitted your web site URL manually. This is a
professional communication sent to insurance professionals. We do
not want anybody to receive our mailings who does not wish to
receive them. To stop getting this newsletter, <A
href="http://sasid.com/opt-out.htm">click here</A>
</FONT><FONT
title="http://www.sasid.com/opt-out.htm CTRL + Click to follow link"
size=1></FONT><FONT color=#777777 size=1>, email us at </FONT><A
href="mailto:opt-out@sas-it.com"><FONT
title="mailto:opt-out@sasid.com CTRL + Click to follow link"
size=1>opt-out@sas-it.com</FONT></A><FONT color=#777777
size=1> or you can write
us at SASid insurance development, PO Box 1086, Janesville, WI
53547. </FONT></FONT></SPAN></FONT></P>
<P> </P></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>
</FONT></DIV></BODY></HTML>